Accident and Health

Workmen’s  Compensation

The objective of Workmen’s Compensation Insurance is to provide cover to the death or bodily injury of workers/employees by accident or occupational diseases occurring at the place of work or arising from the work and during the time of work subject to the terms and conditions of the policy and the law of the country. The policy focuses to give cover mainly to the legal liabilities of employers.

Group Personal Accident/GPA

Personal Accident insurance provides Protection against the economic consequences (especially loss of earnings) caused by accidents.

Unlike the workmen’s compensation insurance that is obligatory, the cover provided under personal accident insurance applies not only to accidents at work but for accidents at home, while traveling, during leisure time and in road accidents (’24 hours cover’).